PREPARING FOR A CLAIM

  No one likes the claims process. It means you have had a loss and are working with your insurance agent/broker and company to recover. There are what seems like a million questions and mountains of paperwork. Well, there really isn’t all that much red tape, but the better prepared you are, the faster your…

DISABILITY INSURANCE MAY BE A GOOD ADDITION

  You like to plan ahead to be ready for any eventuality. You have plenty of auto insurance just in case your car is damaged. Your home is protected with a well-thought out homeowners insurance purchase. Your business has an excellent BOP policy. But what about your potential earning capability. If something happened that precluded…

MAKE SURE YOUR BUSINESS IS PROPERLY INSURED

Owning your own business is part of the American dream, but not having the proper insurance coverage can turn that dream into a nightmare. Sometimes, businesses are magnets for lawsuits — slips and falls, product malfunctions, employee accidents, etc. Hre is a quick primer of what coverages you need: Your business must carry general liability,…