EL NIÑO = MOLD DAMAGE?

  Do you know if you are covered for mold damage for your home? Most standard homeowners policies exclude such claims except in cases where the mold is a result of a sudden occurrence such as a burst pipe or water damage caused extinguishing a fire. Mold caused by a slow leak or a faulty…

ASK IF YOU NEED AN NFIP POLICY

  Most homeowners insurance policies do not cover flood damage. Any losses you incur because of flooding will come out of your own pocket without a National Flood Insurance Program (NFIP) policy. If you think flooding won’t happen in your area, think again. With the monster rainy season experts are predicting, anything can happen. The…

PREPARING YOUR HOME FOR A FLOOD

The winter storm warnings for California are dire. According to reports, we all need to brace ourselves for El Niño and an onslaught of rain. But you say you don’t live in a traditional area for mudslides, and have never once seen a flood. Just remember how full the sewers get after a steady rain,…